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Secured Loans

Fast Remortgages

Unsecured Loans

Repayment Table


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Personal Secured Loans can help most people looking for UK Loan solutions

Apart from Secured Loans we also provide Remortgages and Unsecured Loans.

A decision in principle will be made within 1 to 24 hours (excludes weekends & bank holidays) outlining:

  • the APR
  • the monthly payment you will make
  • full instructions for finalising your loan agreement


5.7% to 11.9% APR for loans from £5k to £500k See secured UK Secured Loan table.

If you are a tenant then please Click here!


The repayment chart shown is offered to typical customers and includes OPTIONAL LOW COST PAYMENT PROTECTION DETAILS. Other loan plans are available if you have had adverse credit problems in the past or if you are self employed with no accounts.

You will also be given the option to include payment protection. Although this might increase your monthly payment, Personal Secured Loans strongly recommends you take out payment protection insurance.

Often one of our bespoke loan solution pages can offer information and solutions for UK Secured Loan.

Benefits of Secured Loans

  • Releases equity in property up to 125%
  • A simple, flexible method of generating extra cash
  • Cash can be used for any purpose - for example, buying a car, going on holiday, home improvements or debt consolidation
  • With one single payment to make each month, you have more control over YOUR monthly budget
  • Repayment period can be anything from 3 - 25 years
  • Protected payment plans can provide extra peace of mind. Remember, your home is at risk if you do not keep up payments on a loan secured upon it.


Secured loans offer lower interest rates than unsecured loans because there is less risk to a finance company. Most people choose a secured loan because the savings in interest over the term of the loan can be quite considerable.

OUR TYPICAL, VARIABLE RATE IS 7.9%

APR. RATES RANGE FROM 5.8% to 19.9% APR


THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

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 Personal-Secured-Loans is a trading style of Homeloans Direct - Consumer Credit License no 408009   

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